Observe how much you might save yourself by looking at us rather than charge cards, payday advances and doorsteps loan providers.
Whether you are a new comer to Unify Credit Union or perhaps a member that is long-standing we offer loans that work for you which help one to seize control of one’s funds – you can easily even apply online .
We’ve a few loan that is different offered to people:
The Starter Loan is ideal for those who are new to Unify but are seeking to borrow but have never yet founded any cost cost savings.
The utmost for the very first loan is ВЈ1000. Top-ups or applications that are subsequent an optimum of ВЈ750. Interest is charged from the reducing stability for the loan (42.6% APR). To learn more please see the Starter Loan web web web page.
The Family Loan can be obtained to those who get Child Benefit and seeking to borrow an amount that is small build cost cost savings for future years.
The utmost Family Loan is ВЈ500 and also you might top-up after you have paid back 50% of one’s loan balance. The Family Loan can be acquired to brand new people or current people that do perhaps perhaps perhaps not curently have a Unify Loan. Interest is charged in the balance that is reducing of loan (42.6% APR). To find out more please see the Family Loan web page.
The Workplace Loan can be acquired to employees whom work for certainly one of our Workplace Partners and they are trying to borrow as much as ВЈ1000.
The absolute most available regarding the Workplace Loan is ВЈ1000 per application. You might top-up the mortgage when 35% associated with the loan stability was paid back. Interest is charged from the reducing stability of this loan (34.5% APR).For additional information please see the Workplace Loan web web page.
The Saver Loan is present to users who’ve been saving frequently and regularly for at the least a couple of months. The absolute most it is possible to borrow is three times the total amount you’ve got conserved in your account.
You might additionally relocate to the Saver Loan product when you yourself have developed cost savings when you have already been repaying a Starter Loan, terms apply. Interest is charged regarding the balance that is reducing of loan (34.5%) to learn more please saver see the Loan page.
The Loyalty Loan would work for current long-standing users, who possess built significant cost savings more than a daily basis and have actually lent and consistently paid back loans.
We desire to reward our dedicated users, which explains why you are able to borrow as much as 4 times the total amount of your cost savings. Interest is charged from the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For extra information in regards to the commitment Loan please see the underside half the Saver Loan page.
The Premier Loan is ideal for those who work and also a exceptional credit history seeking to borrow as much as ВЈ1000.
Interest is charged regarding the balance that is reducing of loan (19.6% APR).
The Secure Loan is available to present people of Unify. You may borrow as much as the total amount you’ve got saved. The mortgage balance cannot meet or exceed the cost cost savings stability.
This might be a great option to get a low-interest loan and in addition means it’s not necessary to diminish your hard-earned cost savings. In addition it means you’ll nevertheless receive a dividend on your own cost savings plus the full life insurance* terms and conditions use. Interest is charged regarding the reducing balance associated with the loan (6.0%APR)For additional information concerning the Secure Loan please call one of our branches on 01942 245656.
take note that most loans are at the mercy of our conditions that are general as set call at our Loan Policy.
ESSENTIAL – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice are available, totally free, from STEPCHANGE , DEBT INFORMATION FOUNDATION or your local RESIDENTS ADVICE .
Complimentary and unbiased cash advice are available through the cash guidance provider .
Just our people get access to these great Starter Loan prices. Are a member today!